Including all costs and fees.
Loan and credit conditions
Loan Disclosures
Review these conditions before using CreditGo or accepting any loan offer. Final terms are shown before acceptance.
The repayment period is always more than 60 days.
All costs and fees are included in the APR/TAE shown before acceptance.
Loan conditions
- Maximum APR/TAE: 36%, including all costs and fees.
- Minimum repayment period: more than 60 days, with a minimum of 61 days.
- Maximum repayment period: the maximum repayment period is shown to the user before accepting the loan, depending on the loan offer and applicable law.
- Fees: all costs and fees are included in the APR/TAE shown before acceptance. CreditGo does not add hidden fees.
- Due date policy: the payment due date is clearly shown before the user accepts any loan offer and is also available in the user's account. No repayment is required before the agreed due date.
- Responsible lending statement: CreditGo does not encourage borrowing beyond the user's ability to repay.
Example loan calculation
Example: For a loan of €500 over 90 days with a 36% APR/TAE, the estimated cost would be approximately €44.38, and the total repayment amount would be approximately €544.38. This example is illustrative. Final loan terms, APR/TAE, repayment schedule, fees, and due dates are shown before acceptance.