Loan disclosures

Country legal and loan requirements

Public summary for App Review and users: CreditGo's role, App Store limits, cost disclosures, and local requirements before accepting an offer.

Country and language

Global App Store rule for personal loans

The iOS version should only show offers with maximum equivalent APR no higher than 36%, including costs and fees.
No App Store-visible offer may require repayment in full in 60 days or less.
Before acceptance, the provider must show payment due dates, total amount, fees, late-payment consequences, requirements, and final decision.
CreditGo is not a lender, charges no upfront fees, does not guarantee approval, and does not set final terms.

Storefront: Philippines
App Store localization: English (U.K.)
Cost disclosures: Finance charge, total amount financed, simple annual rate, fees and payment schedule

CreditGo must be presented as a comparison and referral service, not as the lending company or financing company.
Final lenders should comply with SEC registration, online lending platform rules where applicable, and the Truth in Lending Act.
Before acceptance, the provider should disclose finance charges in pesos, annualized rate, total amount financed, fees, payment dates, and late-payment consequences.
Marketing must avoid approval promises, hidden charges, harassment, or misleading collection statements.

Maximum equivalent APR may not exceed 36% in the iOS version, including costs and fees.
No App Store-visible offer may require repayment in full in 60 days or less.
Final provider terms must identify the lender, registration details where applicable, rate, fees, schedule, default consequences, and complaint channel.
CreditGo charges no upfront fees and does not make the credit decision.

Data Privacy Act rights include being informed, access, objection, rectification, erasure or blocking, portability, damages, and complaint rights.
Data sharing with lenders or partners must identify recipients, purposes, categories of personal data, and the user's rights before sharing.
Deletion requests may be limited where retention is required for legal obligations, claims, or legitimate business purposes.